🎧 Mortgage Broker Fees, Overholding Tenants & Fix-and-Flip Season
Real Estate Investing Morning Show – Hosted by Wayne & Gabby Hillier

Today’s episode dives into three major topics that matter for Canadian real estate investors. We start with a listener question about when mortgage brokers charge fees and how to know if it’s worth it. Next, we share the latest update on the long-running “Jenny” overholding tenant saga—including a shocking twist no one saw coming. Finally, we kick off the conversation about “fix-and-flip season” and why September through March can be the best window to take on profitable flips in Alberta.

🧠 What You'll Learn in This Episode

• Why some mortgage brokers charge fees and when it makes sense to pay them

• How rural properties and self-employment complicate mortgage approvals

• Why shopping around with different brokers doesn’t hurt your chances

• The latest developments in the ongoing overholding tenant situation

• Lessons from dealing with tenants who don’t follow through

• Why September marks the start of “fix-and-flip season” in Alberta

• Timing flips to sell in the spring market for maximum return

• How to line up financing and deals now for success this winter

👥 About Your Hosts
Wayne & Gabby Hillier are full-time real estate investors and coaches based in Edmonton, Alberta, Canada. Through their REI Masters Mentorship Program, they help Canadians build long-term wealth using rental properties, BRRRRs, flips, joint ventures, and creative real estate strategies.
New episodes every weekday morning featuring real stories, coaching moments, and tactical investing advice.

💡 Resources & Contact
Learn about our Mentorship Program: www.reimasters.ca
Bookkeeping & Tax help: www.finngo.com/rei
Submit a question: info@reimorningshow.com

🤝 Thanks to Our Sponsors
🏠 Krystal Kromm – Red Deer Investor-Focused Realtor
📞 (587) 377-8584
🔗 Facebook

🏢 Calvin Realty – Edmonton Investor-Focused Realtor Team
🌐 calvinrealty.ca
🔗 Facebook

📊 Finngo Bookkeeping & Tax – Investor-Focused Accounting Firm
🌐 www.finngo.com/rei
🔗 Facebook

💼 Kirkwood & Brennan Mortgage Group – Investor-Focused Brokers
🌐 www.kbmortgages.ca
📧 keaton@kbmortgages.ca
🔗 Facebook

🏗️ Calvert Home Mortgage Investment Corporation
📞 403-278-0249
📧 info@chmic.ca
🆔 FSRAO License Numbers: 13267 and 13268